
Unlock Bitcoin Power as Collateral
Access liquidity while hodling to preserve and compound growth
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Welcome to Coinlateral, the Bitcoin Credit Intelligence terminal to manage BTC as collateral for wealth building and preservation.
Finder
Search and compare Bitcoin Lending platforms and products
Lending Strategies
Learn and turn advanced hodling strategies on
Dual Collateralization
Integrate Bitcoin and Real Estate with financing solutions designed for BTC holders
Finder: Search and Compare Bitcoin Lending Platforms and Products
Coinlateral aggregates from P2P and permission-less protocols to banks’ BTC-collateralized Lombard Credit.
Supporting trade-off evaluations and different use cases via specific products for individuals, companies and institutional investors.

Strategies: Learn and Implement Advanced Hodling Strategies
Why try to time the market or outperform BTC with other assets when you can use the King as collateral for sustainable strategies directed at various goals?
Clearly, with one ultimate purpose: avoid selling your bitcoin.
Strategy
Purpose
Strategy
Rollover Credit Lines
Leveraged DCA
Bitcoin Lending Arbitrage
BTC & Real Estate Dual Collateralization
Collateralized Options
Objective
Live-off bitcoin
Boost stacking
Cash flow + Yield optimization
Buy a house / Stack more Sats
Secure liquidity to buy the dip
Join the waitlist to meet BIL—the Bitcoin Intelligent Leverage assistant—your guide to learning, setting up and automating lending strategies:
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Home equity
Dual Collateralization: Bitcoin and Real Estate
The first mortgages and HELOC (Home Equity Lines of Credit) specifically designed for Bitcoin holders are now listed on the Finder.
Coinlateral is building partnerships to expand these products from the US to the European market.
Your Home, Your Coins:
Are you a Bitcoiner who wants to buy a house without giving up your coins?
Are you a property owner who’s still out of Bitcoin or looking to stack more?
Set aside the disputes over the BTC vs. Real Estate dualism and discover the new possibilities of financing based on their combination.
Why
AVAILABLE CAPITAL
$90+ TRILLION GLOBAL M2
+∞ FIAT SUPPLY
21M
AVAILABLE
BITCOIN
Staying debt-free or playing the rules of the game to our advantage as Bitcoiners?
Not using credit in a debt-based financial system results in an opportunity cost.
Saving in bitcoin is a hedge against fiat currencies’ debasement, yet using a fraction of BTC holdings as collateral presents a further opportunity to preserve bitcoin wealth growth, and to enhance credit power for business owners.
What is better than owning Bitcoin? Owning more bitcoins.
- Socrates
AVAILABLE CAPITAL
$90+ TRILLION GLOBAL M2
∞ FIAT SUPPLY
21M
AVAILABLE
BITCOIN
GROWING STORE OF VALUE
REDUCING LOAN TO VALUE
Fix the Collateral, Fix the Credit
GROWING STORE OF VALUE
REDUCING LOAN TO VALUE
Bitcoin is backed by energy, usable while preserving its saving superpower.
The math, the unfolding of game theory and the incentives it triggers are making the transition to the Bitcoin Standard pass through BTC collateralization.
Bitcoin over-collateralized loans enhance responsible and manageable leverage for borrowers. At the same time, a liquid and digital native asset combined with on-chain transparency fosters greater efficiency, reducing counterparty risk for both lenders and borrowers.
As a result, a more virtuous and sustainable credit system is created, while accelerating bitcoinization.
You’ll have realized you have not landed on yet another crypto casino.
Coinlateral is built by Bitcoiners for Bitcoiners—from the most conservative to DeFi explorers—remaining within the Bitcoin ecosystem, to contribute to its development in line with its foundational principles.
Multi-chain protocols and related wrapped BTC that increase hidden counterparty and bridging risks.
Bitcoin yield products that require lending out BTC and losing control over it for low returns.
Degen high-leverage trading products for short-term gamblers.
Native BTC and layers 2/sidechains lending protocols within the Bitcoin ecosystem.
BTC-collateralized lending to borrow against BTC, including non-custodial solutions to keep control.
Lending products to implement sustainable strategies for long-term intelligent players.